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Latest Articles

BIMsure Professional Indemnity Insurance

In 2011 the UK government announced that from 4 April 2016 that all centrally procured projects would need to deliver what is referred to as BIM Level 2. Over the intervening years the standards, guidance and processes have been developed to allow the industry to formulate a consistent approach to BIM. Whilst the BIM Level…

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Bonfire night precautions: Remember, remember to stay safe

Staying safe on Bonfire Night is as important as having fun. Anti-social behaviour associated with the Halloween and firework period has become a major issue for many communities in the UK. Halloween and bonfire night for example, and the days running up to them, are traditionally some of the busiest nights of the year for the police, the fire brigade and other agencies….

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Insurance Act 2015 – Duty of Care

The new Insurance Act of 2015 which came into force last August 2016 – Means clients must make a ‘Fair presentation of their Risk’! Insurers must issue a ‘Key Facts’ information sheet outlining the terms and conditions of their policy cover. There is a substantial difference between policy conditions, between Insurers – the small print…

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Main Contractor Insurances and Sub-Contractors

There has always been confusion as to whether or not you, the main Contractor, should take out insurance if passing work to Sub-Contractors. We hope that the following notes are of assistance:- Labour Only Sub-Contractors (LOSC) are employees as far as Employers Liability and Public Liability is concerned, even if they have their own Public…

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