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Latest Articles

An Explanation of Directors and Officers Insurance

Directors and Officers Liability Insurance, also known as D&O Insurance covers the cost of compensation claims made against your business, its Directors, Key Managers, Officers and Trustees for alleged wrongful acts. Why should we take up this cover? The term ‘wrongful acts’ could arise from actual or alleged breach of trust, breach of duty, neglect,…

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Guidance – Tips on Motor Fleet Audit

Large company motor fleets that encompass Heavy Goods Vehicles, Vans and Private Cars (including Cars registered to Directors) usually have cover arranged on a quarterly or half yearly declaration basis. Insurers set the opening fleet premium per vehicle based upon the Motor Insurers Database (M.I.D). Premium adjustments are made at each quarter. Large companies can afford…

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National Advice Helpline for ABC Members

Alliance of British Clubs (ABC) have joined together with Courtprice Insurance Brokers and Emms Gilmore Liberson Solicitors to provide all member Clubs with a National Advice Helpline. Call 03300 553 377 for help As part of your membership we are able to help with technical enquiries and, through associated advisors, help with any insurance issues,…

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Liability Insurance Explained

The Employers Liability Compulsory Insurance Act of 1969 reaffirmed the legal requirement of any person, firm or partnership employing persons in any capacity needing to purchase appropriate cover from an authorised insurer up to £5m – Most Insurers provide a minimum of £10m, reduced to £5m for terrorism claims. Most apply the theory that if Income…

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