If you are a sole trader or a small business owner, you should consider whether you need to purchase Professional Indemnity cover. ‘PI’ as it is known, covers for compensation owed to a client which can vary significantly based upon the type of claim being made against you, its severity and individual circumstances. PI cover will allow you to claim... View Article
View ArticleThe insurance market is a constantly shifting landscape, influenced by a multitude of factors like economic conditions, regulatory amendments, and industry-specific trends. Plumbers, in particular, find themselves grappling with a high degree of volatility in this market, largely due to the peculiar risks associated with their profession – especially water damage claims. Understanding the Volatility Insurance brokers play a crucial... View Article
View ArticleManaging a motor fleet (usually six vehicles or more), be it a small business with just a few vans or a large business with an extensive vehicle fleet, can be a complex and demanding task. Protecting your vehicles and drivers is crucial, and this is where placing your insurance through Courtprice Limited can make a significant difference. Expertise and Specialisation... View Article
View ArticleRecent data reveals alarming trends in tool theft across the UK, with Belfast ranking as the top location for such incidents. This article explores the rising issue of tool theft, focusing on how it affects tradespeople, and emphasises the importance of All Risks insurance, which covers property, stock, contents, and more. With a significant surge in tool theft cases, it’s... View Article
View ArticleIs your Company collaborating with bonafide sub contractors (BFSC) or labour only sub contractors (LOSC)? Or perhaps you’re a sub contractor working with various Company’s. Understanding the impact of these subcontractor types on your business insurance and legal responsibilities is crucial. Read on for a simplified guide on the distinctions between them. Subcontractor Types: Imagine a scenario where Harry, owner... View Article
View ArticleAs a dedicated tradesperson who takes pride in their craftsmanship, you understand the importance of quality workmanship and attention to detail. When it comes to insurance for your business, you need a provider that shares your commitment to excellence. That’s why Courtprice is the ideal choice for tradespeople like you, offering specialised insurance solutions that cater to your unique needs.... View Article
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