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Latest Articles

Are you underinsured?

Whilst nobody wants to really think about what might go wrong in business the reality is that not being underinsured for events like fire, theft or flooding could be crucial to business survival if the worst was to happen. Having a robust business insurance policy that accurately represents your club or business could also be…

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An Explanation of Directors and Officers Insurance

For Directors and Officers of companies, their positions are of great responsibility. Taking charge of daily operations and ensuring the business runs smoothly, dealing with problems as they arise is one thing but also those in charge could be liable if anything goes wrong. A business must run legally and as such if it doesn’t…

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What is Public Liability Cover?

How much Public Liability cover do you need? All businesses are different, so the level of Indemnity needed will depend upon many different factors including the size of your Turnover, the types of clients you work with and the types of projects worked upon. Public Liability Cover provides indemnity limits of £1 million, £2 million, £5…

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Motor Fleet Audit – Guidance Tips

A large company motor fleet that encompass Heavy Goods Vehicles, Vans and Private Cars (including Cars registered to Directors) usually have cover arranged on a quarterly or half yearly declaration basis. Insurers set the opening fleet premium per vehicle based upon the Motor Insurers Database (M.I.D). Premium adjustments are made at each quarter. Large companies can…

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