Protecting the Hands That Build: Why Personal Accident & Sickness Cover Matters for Tradespeople
In the world of skilled trades—whether you’re installing pipework, laying bricks, wiring homes, or crafting timber—your body is your most valuable tool. Personal Accident & Sickness insurance is essential as a single injury or illness can bring everything to a halt: your projects, your income, and your peace of mind.
That’s why Personal Accident & Sickness insurance is essential. At Courtprice Limited, we work with tradespeople across the UK every day—from plumbers and electricians to carpenters, roofers, plasterers, and more—and we know how important it is to have cover that works as hard as you do.
The Risk is Real
Working in a trade is physically demanding. A fall, a tool-related injury, or even a short illness can stop you from working. And when you can’t work, you don’t get paid—especially if you’re self-employed or on short-term contracts.
Personal Accident & Sickness cover is designed to support you financially when life throws a curveball. It pays out a weekly income if you’re temporarily unable to work and can provide a lump sum for more serious injuries or permanent disablement.
Tailored for the Trades
Personal Accident & Sickness insurance isn’t one-size-fits-all. That’s why we help you choose a policy based on your trade, your lifestyle, and your income needs. Cover can include:
- Weekly benefits during recovery
- Lump sums for major injuries
- Fracture and dental injury cover—ideal for hands-on work
- Hospital cash benefits and rehab support
- Optional extras for enhanced peace of mind
Whether you’re a self-employed sole trader, subcontractor, or running a small business, there’s a plan to match your needs.
Business Owners – Protect Your Team with Personal Accident & Sickness Cover
If you manage a crew or run your own firm, group Personal Accident & Sickness cover is a smart investment. It protects your staff, reduces downtime, and shows you value your people. It’s also a great way to boost retention and morale in a competitive trades market.
Why Courtprice?
We’re not just another insurance firm—we’re a trusted advisor to tradespeople across the Midlands and beyond. Based in Birmingham, Courtprice Limited offers a personalised approach, clear advice, and policies built around your specific risks.
We don’t do jargon. We don’t do hard selling. We do practical, straight-talking insurance that has your back—so you can focus on the job.